Home / Scenario Simulator
✓ Free. Honest about uncertainty. Nothing to sell you.
What if...? Simulate your money's future
A single projection hides the risk. This runs your plan through a thousand possible futures, with good years and bad, and shows the realistic range of where you could land, plus your odds of reaching a goal. This is education, not financial advice.
Bad run (1 in 10)
-
Most likely (middle)
-
Great run (1 in 10)
-
Most futures land in here
Middle path
What if...?
Tap a what-if to see how it changes the outcome.
Educational guidance only, not financial advice. These are model simulations using illustrative long-run return and volatility figures, not predictions, and they assume nothing about any specific product. Real markets can behave worse than any model. Probabilities are estimates from the model, never guarantees. Consider a licensed advisor for decisions about your situation.
Questions
Good to know
Why a thousand futures instead of one number?
Real markets are uncertain, with good and bad years in an unknown order. Running many randomised futures shows the realistic spread, including the bad cases, which a single smooth projection hides.
Is this advice?
No. It is an educational model of how a plan you describe might behave. It is not a personalised recommendation and never suggests a specific product.
Are the probabilities guaranteed?
No. They are estimates from the model based on illustrative figures. Reality can be better or worse. Treat them as a way to understand risk, not a promise.
For the fundamentals behind these numbers, see our guide on how to grow your money.