See all your money in one place
Add up what you own and what you owe. In one view you get your net worth, a map of where your money actually sits, and an honest read on how spread out it is. Free, private, and runs entirely in your browser. This is education, not financial advice.
Educational guidance only, not financial advice. This tool organises numbers you enter and explains widely accepted principles. It is not a personalised recommendation to buy, sell, or hold anything. Values you enter are estimates. Consider speaking with a licensed advisor for decisions about your situation.
The one number that ties it all together
Income tells you what comes in. Net worth tells you what you have actually built. It is everything you own minus everything you owe, and it is the clearest single measure of financial progress. Two things matter more than the number itself:
- The direction. Is it rising over time? A number that grows each year, even slowly, is the sign of a healthy financial life.
- The mix. Where your money sits decides your risk. Everything in one asset means one market can move most of your wealth. Spreading it out is one of the few genuinely free ways to lower risk without lowering long-term return.
This tool shows both, in plain language, without judging you and without trying to sell you anything.